Product Manager – Cards & Payments – FCB

Data and Market Analysis

• Conduct in-depth analysis of data from various sources for reporting and performance tracking purposes for both Card Issuing and Acquiring
• Assess competitors’ product proposition through competitors’ analysis and help to identify the markets gaps
• Analyse industry trends in respective markets and monitor regulator’s involvement in the industry
• Work closely with Cards Scheme (Visa and Mastercard) for the monitoring of monthly and quarterly billing
• Track customer engagement to develop effective strategies top of wallet behaviour

New business and product development

• Assist in the drafting of business cases pertaining to new products and services
• Recommend pricing strategies that align closely with market trends and identify new market segments
• Apply statistical modelling methods to determine the potential impact on profitability
• Recommend pricing strategies that align closely with market trends and identify new market segments
• Develop dynamic pricing models based on interchange fees for card issuing and acquiring to effectively respond to changing market needs and trends

Operational

• Assist and provide recommendations for existing & new processes
• Provide support for budget preparation and monitoring
• Perform any other related duties as may be required

• A highly analytical and results-driven professional with a passion for payments, financial services, and product innovation.
• Experienced in Cards & Payments, Product Management, financial services analytics, and translating data into actionable business insights.
• Skilled in financial modelling, performance reporting, business case development, and data visualisation using tools such as Power BI and Tableau.
• An effective communicator with strong stakeholder management skills and the ability to collaborate across diverse teams and multiple markets.
• Motivated by continuous improvement, innovation, and delivering measurable commercial and customer outcomes.

• Bachelor’s Degree in Finance, Economics, Statistics, Mathematics, Business Analytics, or a related field.
• Minimum 5 years’ experience in Cards & Payments, Product Management, Banking, or related financial services roles.
• Strong understanding of card issuing, card acquiring, payment schemes, and interchange economics.
• Demonstrated experience in data analysis, profitability modelling, and performance management.
• Advanced Microsoft Excel skills and experience working with large data sets.